Reasons to Change your Auto Insurance Company

Sticking with the same auto insurance company has its advantages. Given the sheer volume of insurance providers out there, a good company will do whatever it can to retain your services, especially if you make your payments on time and don’t file too many claims. It will go to the extent of giving you a Customer Loyalty Discount, reducing your premiums, matching rival quotes and offering you a disappearing deductible if you’ve been especially good. Sometimes though, people stay with the same company out of sheer force of habit and a fear of the unknown. One way or another, if you’re reading this article, then chances are that you’re toying with the idea of switching providers. Read on; we will discuss a few circumstances under which you should definitely make the change.


Significantly lower insurance quote:

So maybe you shopped around and found a provider that offered you a very reasonable quote. We think this is a pretty good reason, but it’s not good enough in itself. Don’t let a cheap car insurance quote tempt you into compromising on coverage or reliability. For example, if your new policy won’t cover comprehensive, you’ll lose money instead of saving money if someone steals your car. Similarly, if your new provider is a fly-by-night, unreliable, disreputable company, then chances are your claims won’t come through and again, you’ll lose money in the bargain. However, if an established, reliable, well-rated company offers you affordable auto car insurance quotes then by all means go for it!



You should start looking at car insurance quotes online if you’re moving to a new state and your provider’s services don’t extend to this location. Even if your insurance company has a branch where you’re going, there’s no harm in looking around. Firstly, a provider that operates only out of the city you’re moving to may offer much better rates and services than your current insurance company does. Secondly, transferring your auto insurance to another state may actually cost you more money that getting a new auto insurance policy would.


New Car with Free Insurance

When you purchase a new car, some dealers will give you free insurance for a stipulated number of years. If the insurance company they’re hooking you up with is reputed and reliable, then this deal could potentially save you big bucks.


Wedding Bells

Here’s a tip for a successful married life: Share your hopes, dreams, house-work and auto insurance company. If each of you has a vehicle, you will most likely save big bucks by putting them both on the same insurance policy. So check with each of your insurance providers and see which one gives you a better deal. It won’t hurt to look at other quotes as well and make this a fresh start in every single way.


New Home:

A new home requires homeowners insurance. Many companies offer you lowered interest rates for getting both home and auto insurance through them. If you company doesn’t deal with home insurance, or isn’t giving you a good quote for the same then you should get combined home and auto insurance quotes from other providers.


The Big 50

Many companies will offer you dirt cheap auto insurance quotes rivers in this age bracket tend to be more experienced and careful, and hence get into fewer accidents. If your company doesn’t give you a discount for making it in this world for 50 whole years, then maybe it’s time you find one that does.

Discontentment with Current Company

This is the most valid reason out there. If you are contending with rude customer service, a lack of transparency, or sudden hikes in premiums for absolutely no reason then start looking for a new auto insurance provider immediately.

Human beings are creatures of habit so the idea of switching insurance companies may not seem particularly appealing to you. However, if any of the above reasons apply to you then it’s time to step out of your comfort-zone and make that change!


Want to know some reasons to change your auto insurance? Change your auto insurance company and not get affected due to increase in premiums by following the steps. Ways to save on auto insurance by changing your auto insurance company.

About Author: Bethany Collins works from home and is a mother of two naughty kids. She lives with her husband. Her only hobby is reading and her interest lies in topics related to personal finance, Car insurance companies etc. She loves to write on topics like managing your budget, getting car insurance quote saving money and investments, etc.

13 thoughts on “Reasons to Change your Auto Insurance Company

  1. Wow, thanks for informing such an important tips, because i really was not aware of these things.
    Thanksssss for upgrading my knowledge.

  2. The points you have mentioned here are really very useful for the readers like me, who are not aware of these situations. sometime such people have to bear some financial loss.

  3. Hi Bethany,
    It sure makes us quite anxious when it comes to insurance companies. We often think that most of them typically care about themselves before they address the welfare of their customers. Knowing and sticking only to reputable insurance companies will definitely be the right choice. I agree that if your insurance company has a rude customer service and do not educate you about their processes or you are not satisfied with your overall experience with them, then you can say goodbye to them and start looking for a more reliable and competent auto insurance company.

  4. People generally have less knowledge in finance as compare to other fields that’s why they got trapped in the lucrative offers of companies. But now with a little research on net, one can find the appropriate one. I think its necessary to look over your insurance policy from time to time and check whether there is a time to look for a new one.

  5. Truly claim that individuals are apt to have less information in fund as can compare to other fields that’s why they got trapped in the particular lucrative offers of companies. But now after a little research upon net, one will discover the appropriate a single. I think it’s necessary to go over your insurance plan from time to time and look whether there exists a time to look for a new one.

  6. Sticking with the same auto insurance company has its advantages, but you have to know that there are certain conditions when you have to change and the reasons to change are given here

  7. ya Auto insurance is not a luxury but a necessity. And in order to get the maximum advantage experts recommend that you should shop around for auto insurance every 2-3 years. As policies change and newer players enter the market there are so many new attractive auto insurance schemes that you could benefit from.

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