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If you’ve got a sum of money you are looking to invest, the first thing to do is to consider the ways in which you can do this. Most people are aware of the traditional method of purchasing shares in a company, but have you considered spread betting? When I first decided I wanted to become a trader, I wasn’t really aware that this was...
Filed in: Finance
The public sector and third sector (including charities, non-profits and other organisations which are part of neither the private nor public sector) are particularly vulnerable and badly affected by times of economic downturn. This has undoubtedly been the case in the last few years as the recession has come into full force, leading to cuts in all...
Filed in: Finance

Is Your Cash Flow Tight?

Posted by on March 28, 2013
Do you ever feel like money is just a little too tight? Every time you get paid, you see a glimpse of some dollars, and then the bills quickly take that comma out of your checking account! Cash goes in, but it seems like it makes an exit just as fast. So what’s the problem? It’s those pesky payments! In our society today, credit is not only acceptable,...
Filed in: Finance

Investing For Your Future

Posted by on March 27, 2013
When you think of investing for your retirement, what first comes to mind? Confusion? Dullness? Or maybe it’s fear of the unknown? Many people view retirement investing differently. For me, I think it’s kind of exciting. After all, where else can you take your money and grow it by thousands of dollars over the course of a lifetime? Sure, it’s...
Filed in: Finance
What types of investing are offered within your 401(k) or your IRA? Typically, your only options are bond funds, index funds, and mutual funds. While these are solid investments, they can be a bit tiring. After all, they show very little volatility and you are most likely pretty limited with your selections! Do you know what the downside is when you...
Filed in: Finance

Five Ways You Can Be Frugal Today

Posted by on June 14, 2012
There is nothing better than quick money saving ideas that you can do right now!  There is no sense in waiting to be frugal, so check out these five things you can do today to save some money – sometimes significant amounts of money! 1. Comparison Shop The first thing you should do is comparison shop.  And I don’t mean drive all around town...
Filed in: Finance
Within the last few months, the U.S. media has been reporting the high level of student loan debt graduating college students have.  In fact, the average student loan debt at graduation is approximately $25,000.  Unfortunately, there are many graduates who have a higher student loan debt, often as high as $50,000 to $100,000 depending on whether...
Filed in: Finance

Don’t be your own worst enemy

Posted by on November 25, 2011
Being in debt is one of life’s most frustrating situations. You borrow money because you don’t have enough and then you have to borrow more money to make payments on the original debt.   Debt often becomes a vicious cycle that makes people feel like they will never ever get ahead. If you are looking for solutions to your debt problems,...
Filed in: Finance
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